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Samantha Lowell

Samantha Lowell

Travel Medical Insurance Specialist

Samantha Lowell is a travel insurance writer with 9 years of experience focusing on travel medical insurance, international healthcare coverage, and emergency evacuation benefits. She helps travelers understand how to stay protected in medical situations while abroad.

Her work focuses on medical coverage planning for international travel, including policy limits, emergency evacuation services, hospital networks, and treatment coverage for injuries or illnesses. Samantha explains why domestic health insurance often provides limited protection outside the U.S. and how to fill those gaps.

She frequently writes about destination-based risk assessment, healthcare costs, and coverage selection, helping travelers choose medical plans that match their itinerary. Her approach emphasizes preparation and understanding potential risks before traveling internationally.


Specialization: Travel medical insurance · Emergency evacuation · International healthcare · Coverage limits · Risk-based planning
Experience: 9 years (since 2016)
Education: BS Health Sciences, University of California, Irvine, 2015 · Certified Health Insurance Specialist (AHIP), 2021

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Displaying 1-10 results out of 14 for Samantha Lowell

Travelers at a cruise terminal with insurance documents before boarding
Travel Insurance for Cruise Trips Explained
S. Lowell
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Mar 20, 2026
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17 MIN
Cruise insurance addresses unique maritime risks: medical emergencies at sea, expensive evacuations, and non-refundable deposits. Unlike regular travel insurance, cruise policies account for the reality that you're often hundreds of miles from hospitals with limited treatment options onboard

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Diverse group of travelers at an airport preparing for a group trip
Group Travel Insurance Guide for US Travelers
S. Lowell
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Mar 20, 2026
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17 MIN
Group travel insurance provides financial protection and medical coverage for multiple travelers on the same itinerary. Unlike individual policies, this consolidated approach simplifies administration and often reduces costs while protecting against trip cancellations, medical emergencies, and travel disruptions

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Traveler preparing adventure gear for a mountain expedition
Adventure Travel Insurance Guide
S. Lowell
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Mar 20, 2026
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16 MIN
Standard travel insurance excludes high-risk activities like backcountry skiing, mountaineering, and scuba diving. Adventure travel insurance provides specialized coverage for medical emergencies, helicopter rescue, and equipment loss during adventure sports—essential protection when accidents occur in remote locations

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Traveler at airport checking travel medical insurance policy on smartphone
Travel Medical Insurance Guide
S. Lowell
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Mar 20, 2026
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15 MIN
Medical emergencies abroad can generate six-figure bills without proper coverage. Travel medical insurance bridges the gap between your regular health insurance and international medical care, covering emergency treatment, evacuation, and repatriation when you're away from home

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Traveler at an international airport holding passport and travel medical insurance on smartphone
Short Term Medical Insurance for International Travel Guide
S. Lowell
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Mar 20, 2026
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17 MIN
Traveling abroad without proper medical coverage can lead to devastating financial consequences. Short term medical insurance for international travel protects you from unexpected medical expenses, emergency evacuation costs, and inadequate care while outside the United States

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Medical helicopter evacuating an injured hiker in a remote mountain area
Emergency Medical Evacuation Insurance Guide
S. Lowell
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Mar 20, 2026
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15 MIN
When medical emergencies strike abroad, standard health insurance rarely covers evacuation costs that can exceed $100,000. This guide explains how emergency medical evacuation insurance works, who needs it, and how to select coverage that protects you from catastrophic transport expenses during international travel

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Traveler at a rental car counter with a compact rental vehicle at an airport
Travel Insurance with Rental Car Coverage Guide
S. Lowell
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Mar 20, 2026
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13 MIN
Renting a car during a trip adds flexibility but also financial risk. Many travelers assume their credit card or existing insurance protects them completely, only to discover gaps when filing a claim. This guide explains how travel insurance rental car coverage works and whether you actually need itRenting a car during a trip adds flexibility but also financial risk.

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Traveler at airport check-in reviewing travel insurance policy on smartphone
Travel Insurance Coverage Guide for US Travelers
S. Lowell
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Mar 20, 2026
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15 MIN
Travel insurance protects against trip cancellations, medical emergencies, lost baggage, and delays—but policies vary dramatically in coverage. This guide explains what travel insurance actually covers, common exclusions like pre-existing conditions, and how to match coverage to your trip cost, destination, and activities

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Traveler waiting at an airport baggage carousel for missing luggage
Does Travel Insurance Cover Lost Luggage?
S. Lowell
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Mar 20, 2026
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16 MIN
Travel insurance typically covers lost luggage, but limits and exclusions vary significantly. Understanding what your policy includes—permanently lost bags, delayed baggage, damaged luggage, and stolen items—helps you choose the right coverage and navigate claims if your belongings go missing during a trip

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Traveler reviewing trip bookings and travel insurance documents at home
Trip Cancellation Insurance Guide
S. Lowell
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Mar 21, 2026
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18 MIN
Trip cancellation insurance protects your travel investment when unexpected events force you to cancel. This comprehensive guide explains coverage options, costs, timing considerations, and how to choose the right policy to safeguard your prepaid, non-refundable trip expenses

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The content on this website is provided for general informational and educational purposes only. It is intended to offer guidance on travel insurance topics, including coverage options, premiums, deductibles, trip cancellation protection, travel medical insurance, baggage coverage, travel delays, emergency medical evacuation, and related travel protection matters. The information presented should not be considered legal, medical, financial, or professional insurance advice.

All articles and explanations published on this website are for informational purposes only. Travel insurance policies can vary between providers, and details such as coverage limits, exclusions, reimbursement conditions, waiting periods, eligibility requirements, and claim outcomes may differ depending on the insurer, policy type, destination, traveler age, health status, and trip details.

While we strive to keep the information accurate and up to date, this website makes no guarantees regarding the completeness or reliability of the content. Use of this website does not create a professional relationship. Visitors should review the official policy documents provided by insurance companies and consult with licensed insurance professionals or qualified advisors before making decisions about travel insurance coverage.